Home Loan Document Checklist

As much as we try to make things simple, home loans mean paperwork. Lots of paperwork!

Here’s a checklist of the documents you will need ready before you apply for a home loan.

The sooner you have them all together, the faster we can progress your loan.

Essential Documents

The following documentation is required when submitting an application to a financier. From this information we are able to assess your lending requirements and approach the financier that best suits your situation. Please provide copies of:

  • Your 2 most recent payslips. (If self-employed, provide full personal and business tax returns for the last 2 years)
  • PAYG group certificates or tax assessments for the last 2 years
  • The purchase contract
  • Bank statements from your savings account for the last 3 months
  • Bank statements from your “day to day” account for the last 4 months
  • Bank statements from all current loan accounts for the last 6 months
  • Your most recent credit card or store account statement (if applicable)
  • Medicare Card, Birth certificate or passport (for identification purposes)
  • Drivers licence (for identification purposes)
  • Statements for any other investments (shares, debentures etc)
  • Centrelink statement of benefits (if applicable)


Additional Documents For Refinancing Your Loan

Extra documentation is required for refinancing your existing loan:

  • Bank statements from your current mortgage loan account for the last 6 months
  • Your last rates notice


Additional Documents For Investment Properties

Extra documentation is required for an investment property loan:

  • Letter from the property manager regarding the expected rental income
  • Copies of bank statements from all current loan accounts for the last 6 months


Contact us to be connected to the right type of mortgage for your needs

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